Privacy Policy

1. Introduction

Welcome to Kingdom Lending LLC ("Kingdom Lending," "we," "our," or "us").

Your privacy is important to us. As a licensed mortgage broker, we understand that purchasing or refinancing a home requires you to share highly sensitive personal and financial information. We are committed to protecting that information and maintaining your trust.

This Privacy Policy explains how we collect, use, disclose, protect, and retain your personal information when you:

• Visit our website;

• Contact us by phone, email, text message, or online forms;

• Request information about mortgage products or services;

• Apply for a mortgage loan; or

• Otherwise interact with Kingdom Lending LLC.

Our goal is to be transparent about our privacy practices while complying with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and other laws governing financial institutions.

By using our website or providing your information to us, you acknowledge that you have read and understand this Privacy Policy.

 

2. Who We Are

Kingdom Lending LLC is an independent mortgage brokerage headquartered in Phoenix, Arizona. We work with a network of trusted wholesale lenders to help consumers obtain residential and commercial mortgage financing, including home purchase loans, refinance loans, FHA loans, VA loans, Conventional loans, Jumbo loans, Home Equity Loans, HELOCs, Reverse Mortgages, Commercial Real Estate Financing, and other residential and commercial lending products.

Company Information

Kingdom Lending LLC

NMLS Company ID: 2719016

Phone: (602) 730-1217

Email: support@kingdom-lending.com

Website: https://Kingdom-Lending.com 

Mailing Address: 

3127 East Rosemonte Drive

Phoenix, Arizona 85050

 

3. Information We Collect

The information we collect depends on how you interact with us.

Personal Information

We may collect information such as:

• Full name

• Home address

• Mailing address

• Email address

• Telephone number

• Date of birth

• Social Security Number

• Driver's license or other government-issued identification

• Citizenship or residency status

• Marital status (where applicable)

Financial Information

When you apply for a mortgage, we may collect:

• Employment information

• Employer history

• Income information

• Pay stubs

• W-2 forms

• Tax returns

• Bank statements

• Investment account information

• Retirement account information

• Assets

• Liabilities

• Existing mortgage information

• Property information

• Insurance information

• Credit information

• Loan application information

Information Collected Automatically

When you visit our website, certain technical information may be collected automatically, including:

• IP address

• Browser type

• Device type

• Operating system

• Pages visited

• Date and time of your visit

• Time spent on our website

• Referring websites

• Website navigation activity

• Cookies and similar technologies

Information from Third Parties

To process your mortgage application, we may obtain information from trusted third parties, including:

• Credit reporting agencies

• Employers

• Financial institutions

• Verification service providers

• Appraisers

• Title companies

• Government agencies

• Public records

• Fraud prevention providers

We collect only the information reasonably necessary to provide our services and comply with applicable laws.

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4. How We Use Your Information

We use your information only for legitimate business purposes, including:

• Processing mortgage applications

• Evaluating loan eligibility

• Obtaining credit reports and required verifications

• Comparing mortgage products among participating lenders

• Communicating with you regarding your loan

• Responding to questions and customer service requests

• Scheduling appointments

• Sending requested information

• Improving our website and services

• Detecting fraud and unauthorized activity

• Complying with federal and state laws

• Maintaining required business records

If you choose to receive marketing communications, we may also send mortgage education, market updates, promotional offers, or other information that may be of interest to you. You may opt out of marketing communications at any time.

 

5. Cookies and Website Analytics

Our website uses cookies and similar technologies to improve functionality, enhance your browsing experience, and better understand how visitors use our website.

Cookies help us:

• Remember user preferences

• Improve website performance

• Analyze website traffic

• Enhance website security

• Understand visitor behavior

• Improve future website content

We may also use analytics services to collect aggregated information regarding website usage. This information helps us improve our website and the services we provide.

Most web browsers allow you to control or disable cookies through your browser settings. Disabling cookies may affect certain website functionality.

 

6. How We Share Your Information

Kingdom Lending LLC does not sell your personal information to third parties for monetary compensation.

We may share your information only when necessary to provide mortgage services, operate our business, or comply with legal obligations.

Information may be shared with trusted third parties, including:

• Wholesale mortgage lenders

• Credit reporting agencies

• Loan investors

• Mortgage insurance providers

• Title companies

• Escrow companies

• Settlement service providers

• Appraisers

• Verification service providers

• Technology vendors that support our business

• Government agencies or regulators when required by law

• Professional advisors, auditors, or legal counsel when appropriate

Each recipient receives only the information reasonably necessary to perform its services and is expected to maintain appropriate safeguards for protecting your information.

 

7. Mortgage-Specific Information

Obtaining a mortgage requires coordination among multiple companies involved in the lending process.

To evaluate your application and complete your transaction, we may share necessary information with companies involved in:

• Credit reporting

• Income verification

• Employment verification

• Asset verification

• Property appraisals

• Title examinations

• Escrow and settlement services

• Mortgage underwriting

• Fraud prevention

• Regulatory compliance

Kingdom Lending LLC complies with the privacy requirements of the Gramm-Leach-Bliley Act (GLBA) and other applicable federal and state laws governing financial institutions.

We do not disclose your nonpublic personal information except as permitted or required by law.

​

8. Information Security

Protecting your personal information is one of our highest priorities.

We maintain administrative, technical, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, or destruction.

Our security practices may include:

• SSL/TLS encryption for website communications

• Password-protected systems

• Multi-factor authentication where appropriate

• Secure cloud-based storage

• Restricted employee access to sensitive information

• Security monitoring

• Vendor due diligence

• Employee confidentiality obligations

• Regular review of our information security practices

While no system can guarantee absolute security, we continually evaluate and improve our safeguards using commercially reasonable security practices.

 

9. Record Retention

We retain personal information only for as long as necessary to:

• Complete your mortgage transaction;

• Provide requested services;

• Comply with applicable federal and state laws;

• Meet investor and regulatory requirements;

• Respond to audits or legal proceedings;

• Resolve disputes; and

• Enforce our agreements.

When information is no longer required, we securely destroy or permanently de-identify it using commercially reasonable methods designed to protect your privacy.

 

10. Your Privacy Rights

Depending on your state of residence and applicable law, you may have certain rights regarding your personal information.

These rights may include the ability to:

• Request access to the personal information we maintain about you.

• Request correction of inaccurate or incomplete information.

• Request deletion of certain personal information, subject to applicable legal and regulatory requirements.

• Request information regarding how your personal information has been collected, used, or disclosed.

• Opt out of receiving marketing communications.

• Exercise any additional rights available under applicable federal or state law.

Please note that because Kingdom Lending LLC is a licensed mortgage broker, certain records must be retained to comply with federal and state laws and regulations. As a result, we may not be able to delete information that we are legally required to maintain.

To exercise any applicable privacy rights, please contact us using the information provided at the end of this Privacy Policy.

 

11. Mobile Communications (SMS)

If you provide your mobile phone number and choose to receive text messages from Kingdom Lending LLC, we may use your number to send:

• Appointment reminders

• Loan application updates

• Requests for documentation

• Closing reminders

• Customer service communications

• Mortgage-related educational information

• Promotional or marketing messages, if you have provided the appropriate consent

Providing your mobile phone number or consenting to receive text messages is not a condition of obtaining mortgage services.

Message frequency may vary depending on your interactions with us. Standard message and data rates may apply based on your wireless carrier's plan.

You may opt out of receiving text messages at any time by replying STOP to any message. For assistance, reply HELP or contact us directly.

No mobile information will be shared with third parties or affiliates for their marketing or promotional purposes. Mobile opt-in data, consent records, and text messaging originator information will not be sold or shared with third parties except with trusted service providers that assist us in delivering SMS communications and are contractually obligated to protect your information.

 

12. Consumer Financial Privacy Notice

As a financial institution, Kingdom Lending LLC complies with the privacy requirements of the Gramm-Leach-Bliley Act (GLBA) and other applicable federal and state laws governing financial institutions.

This Privacy Policy explains how we collect and use information through our website and business operations.

If you apply for or obtain mortgage services through Kingdom Lending LLC, you may also receive a separate Consumer Financial Privacy Notice as required by applicable law. That notice describes our financial privacy practices and any information-sharing permitted under federal law.

Nothing in this Privacy Policy limits or replaces any rights or protections provided under federal or state financial privacy laws.

 

13. Third-Party Websites

Our website may contain links to third-party websites or online services for your convenience.

These websites operate independently from Kingdom Lending LLC and maintain their own privacy policies and security practices.

We encourage you to review the privacy policy of any third-party website before providing personal information.

Kingdom Lending LLC is not responsible for the privacy, security, content, or practices of websites that we do not own or control.

 

14. Accessibility Statement

Kingdom Lending LLC is committed to providing an accessible experience for all consumers, including individuals with disabilities.

If you experience difficulty accessing any portion of our website or require assistance because of a disability, please contact us. We will make reasonable efforts to provide the information or services you need in an accessible manner.

Upon request, and where reasonably practicable, we can provide documents and disclosures in alternative formats, including:

• Large-print documents

• Accessible PDF documents

• Plain-text electronic documents

• Assistance reviewing or explaining documents by telephone

If you require an accommodation or an alternative format, please contact us using the information below. We will work with you to provide the requested materials as promptly as reasonably possible.

Kingdom Lending LLC is committed to treating every consumer with dignity, respect, and equal access to our mortgage services.

 

15. Children's Privacy

Our website and mortgage services are intended for adults seeking residential mortgage financing.

We do not knowingly collect personal information from children under the age of 18.

If we become aware that personal information has been collected from a child under 18 without appropriate authorization, we will take reasonable steps to delete that information as required by applicable law.

If you believe a child has provided personal information to us, please contact us immediately.

 

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, technology, legal requirements, or the services we provide.

When updates are made, we will revise the Effective Date at the beginning of this Privacy Policy.

Your continued use of our website or services after any revisions become effective constitutes your acknowledgment of the updated Privacy Policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

 

17. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, request an accommodation, or need this Privacy Policy or other documents in an alternative format, please contact us.

Kingdom Lending LLC

Company NMLS ID: 2719016

Phone: (602) 730-1217

Email: support@Kingdom-Lending.com

Website: https://Kingdom-Lending.com

Mailing Address: 

3127 East Rosemonte Drive

Phoenix, AZ 85050

 

Our Commitment to Your Privacy

At Kingdom Lending LLC, we recognize that applying for a mortgage requires a high level of trust. Protecting your personal and financial information is fundamental to that trust.

We are committed to handling your information responsibly, maintaining appropriate safeguards, complying with applicable privacy laws, and using your information only for legitimate business purposes related to providing mortgage services.

Our mission is to provide honest guidance, exceptional service, and a secure lending experience while respecting your privacy every step of the way.

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Thank you for choosing Kingdom Lending LLC.

Last Updated: July 1, 2026

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All Rights Reserved.